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Is January the Best Time to Negotiate Rent?

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Negotiations tend to be a tricky business, especially if you’re dealing with someone that you don’t know well or feel comfortable around. Landlords usually fit that bill. However, there are plenty of ways to get around an awkward conversation. One of the keys is to pick your time. The other key is not to simply […]

Is Moving for Cheaper Rent Always Worth It?

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One of the biggest things renters worry about is how much they should be paying for a place. Rent affordability calculators can help you figure out how much you should be spending based on your income, but in a city like New York, where the average rent is $3,649, it might be hard to find […]

Top Tips for Saving Money on Healthcare

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In this economy, it pays to take control over your finances and work to find ways to save some coin when it comes to your family’s medical bills.  Check out these top tips for saving money on healthcare and get started with the money saving today! Consider a High Deductible Health Insurance Plan It may […]

5 Holiday Budgeting Tips to Save You Money

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How much of the $52 billion spent on holiday last year shopping can you lay claim to? According to the number crunching elves, the average American will plunk down $804 for all their holiday shopping. That’s not a crazy amount of gifts. However, it doesn’t reflect the total amount of times you’ll be dipping into […]

Is Your Water Heater Giving You Financial Stress?

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A water heater is a vital appliance in your home, and it requires some maintenance to maintain its performance and extend its lifespan. If you want to enjoy constant warm showers, especially during winter, you should carry out regular checkups on your water heater to catch any developing problems. Whether you use propane, gas or electrical water heater, […]

How to Pocket $5,000 in Savings in One Year

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Saving money is rarely easy. Sure, you get paid, but once you factor in the costs of your housing, utilities, food and transportation, plus any extra for gym memberships, eating out, buying clothes or taking trips, it’s easy to forgo setting some cash aside in your savings account. Luckily, there are a few easy ways […]

DIY Interior Design Ideas That Will Save You Money

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If you are considering doing some interior decorating or design in your home, then you may think that you have to set aside a huge budget to get the job done. But if you get creative, then you can develop your own interior design ideas that look great and cost very little. Just like the […]

About Me

Derek Chamberlain Hi, I'm Derek. I'm a 30-something guy that is interested in all things money! If you'd like to learn more about me, click here.

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