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The Pros and Cons of Selling Your Annuity

03/18/2015 by Derek Chamberlain

The Pros and Cons of Selling Your Annuity

The annuitization process is lengthy and provides the holder with a lot of security. So it begs the question, “Why would you ever want to sell your annuity?” The reasons are typically complicated and unanticipated. For those who don’t know, annuities are financial products that you save up over time. Monthly payments are put away, […]

Filed Under: Investments Tagged With: Investing, risk

Understanding the Foreign Exchange Market

01/27/2015 by Derek Chamberlain

Understanding The Foreign Exchange Market

Are you looking for viable investment options? Do you envy your rich neighbor who spends his weekends on his new yacht playing caesars slots? Are you well versed in financial terms but you are falling short on capital to invest and make large profits? If the answers to all the questions are all yeses then you […]

Filed Under: General Tagged With: Investing, risk

Tip for New Renters – Get Insurance!

01/23/2015 by Derek Chamberlain

Tip for New Renters - Get Insurance

As you move into your first apartment you will have a lot of issues to consider: where to put the couch, where to get a couch, whether you should shell out for cable TV, and how and where to find food. If you are a new college grad, you might also be considering your finances […]

Filed Under: General Tagged With: insurance, risk

How to Improve Your Credit Score

12/22/2014 by Derek Chamberlain

How to Improve Your Credit Score

As people start out on their working lives they need to establish themselves financially.  One important aspect of this is establishing that you are worthy of credit for any number of different purposes – a home or car purchase, or even a small business loan. However, it has become more difficult recently to obtain credit. […]

Filed Under: General Tagged With: business, credit, risk

Are You Prepared for These Financial Emergencies?

12/08/2014 by Derek Chamberlain

When Life Doesn't Fit Your Financial Plans

It happens every day. And if it hasn’t happened to you yet, be sure that it will. Emergencies can’t be anticipated. That’s why they are emergencies. Sure, you can set funds aside for an emergency fund, but it’s impossible to prepare for emergencies of a certain magnitude. Sudden and/or prolonged medical emergencies, lawsuits, and lengthy […]

Filed Under: Saving Money Tagged With: home insurance, risk

Learn How to Invest in Multifamily Apartment Buildings

11/06/2014 by Derek Chamberlain

Learn How to Invest in Multifamily Apartment Buildings

Interested in learning how to invest in multifamily apartment buildings?  Then read on! The following is a promotional post for EliteApartmentCoaching.com: Special – Learn How to Invest in Multifamily Apartment Buildings Seminar Elite Apartment Coaching (formerly National REIS) would like to welcome readers from Money Ahoy to our three-day investment coaching event in Melville, NY this Friday November […]

Filed Under: Investments Tagged With: real estate investing, risk

What Are Typical Stock Market Investing Results?

11/03/2014 by Derek Chamberlain

What Are Typical Stock Market Investing Results

The following is an excerpt from my book Stock Market Investing for Newbies.  If you would like to learn more about stock market investing but don’t know how to get started, why not pick up a copy of my book today?!? Now that we have a better understanding of inflation and how compound interest works, we’re […]

Filed Under: Investments Tagged With: Investing, risk

Bad Way to Save Money – Skip Termite Control

09/02/2014 by Derek Chamberlain

Bad Way to Save Money - Skip Termite Control

In the process of moving to Georgia, we’ve had to do a number of things to get our house ready to sell.  Powerwashing, mulching, etc. have been some of the fun things that we’ve had to dish out money for recently. Then we got the dreaded news from the termite inspector – I’ve found evidence […]

Filed Under: Saving Money Tagged With: home, money saving, risk

Are Short Sales Good Options for Buyers?

07/16/2014 by Derek Chamberlain

Are Short Sales Good Options for Buyers?

The following article comes to you from Tali Wee of Zillow: The current U.S. real estate market is fraught with low for-sale inventory, competitive buyers and inflated prices due to bidding wars. These circumstances motivate frugal buyers to consider all available for-sale properties including short sales and foreclosures. But, are these wise options for buyers? […]

Filed Under: General Tagged With: home, negotiation, risk

Investment Tips – Know Your Risk Tolerance

05/19/2014 by Derek Chamberlain

Investment Tips - Know Your Risk Tolerance

A recent copy of Forbes magazine has a list of 365 tips on investing to get rich.  I thought I’d go through some of the ones I found the best and expand on them to provide a more detailed discussion. Today’s investment tip is: “know your risk tolerance.  Pick an asset allocation that lets you […]

Filed Under: Investments Tagged With: bonds, Investing, market index funds, risk, Stocks

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About Me

Derek Chamberlain Hi, I'm Derek. I'm a 30-something guy that is interested in all things money! If you'd like to learn more about me, click here.

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