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Is January the Best Time to Negotiate Rent?

01/15/2016 by Derek Chamberlain

7 Easy Ways to Cut Your Energy Bill This Winter

Negotiations tend to be a tricky business, especially if you’re dealing with someone that you don’t know well or feel comfortable around. Landlords usually fit that bill. However, there are plenty of ways to get around an awkward conversation. One of the keys is to pick your time. The other key is not to simply […]

Filed Under: Saving Money Tagged With: home, negotiation

Understanding the Different Types of Loans

01/11/2016 by Derek Chamberlain

Understanding the Different Types of Loans

Loans are necessary whether you’re paying for college, starting a business, or doing something far less demanding. However, it isn’t just one size fits all when it comes to loans. There are a variety of different types of lending options for each situation. Some of them are better than others, so here’s an explainer of […]

Filed Under: General Tagged With: home, money saving

Is Moving for Cheaper Rent Always Worth It?

12/02/2015 by Derek Chamberlain

Is Moving for Cheaper Rent Always Worth It?

One of the biggest things renters worry about is how much they should be paying for a place. Rent affordability calculators can help you figure out how much you should be spending based on your income, but in a city like New York, where the average rent is $3,649, it might be hard to find […]

Filed Under: Saving Money Tagged With: home

Is Your Water Heater Giving You Financial Stress?

11/17/2015 by Derek Chamberlain

Is Your Water Heater Giving You Financial Stress?

A water heater is a vital appliance in your home, and it requires some maintenance to maintain its performance and extend its lifespan. If you want to enjoy constant warm showers, especially during winter, you should carry out regular checkups on your water heater to catch any developing problems. Whether you use propane, gas or electrical water heater, […]

Filed Under: Saving Money Tagged With: DIY, home

DIY Interior Design Ideas That Will Save You Money

11/12/2015 by Derek Chamberlain

DIY Interior Design Ideas That Will Save You Money

If you are considering doing some interior decorating or design in your home, then you may think that you have to set aside a huge budget to get the job done. But if you get creative, then you can develop your own interior design ideas that look great and cost very little. Just like the […]

Filed Under: Saving Money Tagged With: home

3 Ways Your Home Is Draining Your Money

10/30/2015 by Derek Chamberlain

3 Ways Your Home Is Draining Your Money

American underwater mortgage rates peaked in 2012 — resulting in some of the worst negative home equity statistics of all time. Since then, the percentage has gone down by almost 50 percent, with the total number of underwater mortgages down from 31.4 to 16.9 percent of homeowners. While forecasts predict that negative home equity will […]

Filed Under: Saving Money Tagged With: downsizing, home

10 Best Budget Decorating Ideas for Newlyweds

10/09/2015 by Derek Chamberlain

10 Best Budget Decorating Ideas for Newlyweds

You’ve just tied the knot, paid for the honeymoon and purchased the house of your dreams. You’ve also smartly invested in a home warranty to cover breakdowns of major home systems and appliances. So right now may not seem like the best time to tackle an extensive home decorating project. Or is it? With these […]

Filed Under: General Tagged With: home

7 Easy Ways to Cut Your Energy Bill This Winter

09/24/2015 by Derek Chamberlain

7 Easy Ways to Cut Your Energy Bill This Winter

Winter is coming. As the snow piles rise high, so do the utility bills. Your energy bill will be at its highest during the cold winter months. The good news is that oil prices are lower than they’ve been for the last few winters. The bad news is that heating your home can still be […]

Filed Under: Saving Money Tagged With: home, money saving

Difference Between Home Insurance and Home Warranty

09/18/2015 by Derek Chamberlain

What's In for the Outside of Homes

Your house might be your biggest purchase in your lifetime, so it’s important that you protect it. And how do you do that? – By investing in home insurance or home warranties, or both.  But, what’s the practical difference between home insurance and home warranty? These two are often mistaken to be one and the […]

Filed Under: Saving Money Tagged With: home, home insurance

4 Fastest Ways to Add Value to Your Home

09/17/2015 by Derek Chamberlain

How to Increase the Value of Your Home

In a post-recession, post-housing boom America, many homeowners are concerned about the possibility of their home losing value. Some have found getting their home sold can be problematic, especially when attempting to ensure the home sells for near the value it was when it was first purchased. While these fears are reasonable, there are ways […]

Filed Under: Making Money Tagged With: home

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About Me

Derek Chamberlain Hi, I'm Derek. I'm a 30-something guy that is interested in all things money! If you'd like to learn more about me, click here.

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