You can’t watch TV today without seeing the ads for reverse mortgages. But what are they and more importantly how can they help? While it seems like reverse mortgages are fairly new, they have been around since the 1960’s. The concept is rather simple, seniors over 62 can tap into the equity in their home […]
Top 5 Budget Busters and How to Fix Them
Even if you’re not going on outlandish or lavish shopping sprees, your life is probably already very expensive. It’s amazing how even the most basic and important necessities like heat and running water can add up so quickly! In the interest of trying to live a more frugal lifestyle, we went hunting through our homes […]
When Getting a Home Warranty Makes Sense
Are you one of those homeowners who has nightmares about a crippled heating system? Maybe you’re thinking of buying a house, but you’re worried about all the components that could break. If either of these describes you – or even if you’re somewhere in the middle – you might want to consider a home warranty. […]
Difference Between Home Insurance and Home Warranty
Your house might be your biggest purchase in your lifetime, so it’s important that you protect it. And how do you do that? – By investing in home insurance or home warranties, or both. But, what’s the practical difference between home insurance and home warranty? These two are often mistaken to be one and the […]
Expect the Unexpected – How to Deal with Unexpected Expenses
We all have to deal with unexpected expenses that can pop-up at the worst possible time. Life is unpredictable, and you never know when your washer or dryer will stop working suddenly, or when your car will have so many problems at once that an honest repair shop will advise that it’s not worth fixing. When this happens, […]
Are You Prepared for These Financial Emergencies?
It happens every day. And if it hasn’t happened to you yet, be sure that it will. Emergencies can’t be anticipated. That’s why they are emergencies. Sure, you can set funds aside for an emergency fund, but it’s impossible to prepare for emergencies of a certain magnitude. Sudden and/or prolonged medical emergencies, lawsuits, and lengthy […]
Insurance Company Bait-and-Switch
My home insurance company is trying to screw me and hope that I won’t notice! I thought I would share this fun experience with you so that you don’t fall prey to the same types of shady bait-and-switch type practices. Insurance Company Bait-and-Switch – Background If you will recall from a post I wrote about […]
Find a Competent Insurance Agent
The following is a sponsored post: A reasonable approach to personal finance is to examine the insurance coverage that you carry on an annual basis. This will ensure you have the proper amount of coverage and that you are not over-paying for the coverage amount that you’ve settled on. Insurance coverage as a whole cost […]
