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Everything You Need To Know About Filing For Bankruptcy

04/10/2017 by Derek Chamberlain

Your Secret Bill-Paying Weapon

“Bankruptcy” can be a scary word. We think back to our time as kids, playing Monopoly – when bankruptcy meant losing all of your money and being out of the game. If you’re considering filing for bankruptcy in your current financial situation, it can be a scary thought. And while doing so is certainly a […]

Filed Under: Saving Money Tagged With: debt

How to Repair Your Credit Score

03/15/2017 by Derek Chamberlain

Understanding the Advantages and the Risks of Secured Credit Cards

Is your credit down on the mat for the count?  Having a good credit score is a very important component to personal finance.  Having a low credit score can cost you thousands of extra dollars in loan repayments for things such as: car loans home loans other personal loans Read on to learn about these […]

Filed Under: Saving Money Tagged With: credit, debt

4 Essential Questions to Ask Before Getting a Loan

07/20/2016 by Derek Chamberlain

Understanding the Different Types of Loans

Most people get loans for business use. There is nothing wrong in applying for a business loan if you are really in need of it. Many folks that are starting up their own new company may decide to go this route.  As long as you have the means to repay what you have borrowed, then […]

Filed Under: Saving Money Tagged With: business, debt, money saving

How to Find The Best Personal Loan Rates and Save with Even Financial

01/28/2016 by Derek Chamberlain

The average American household has over $15,000 in debt. With most of this debt on Credit Cards with high interest rates, many consumers find themselves in financial unrest. Credit cards have long been the savior of consumers when they need to make a purchase beyond the amount saved in their bank accounts. The drawback is […]

Filed Under: Saving Money Tagged With: debt, efficiency, money saving

Debt: Instant Gratification With a Hangover

07/19/2013 by Derek Chamberlain

I’m going to venture a guess that we’ve all borrowed money to buy something for ourselves: food, clothes, entertainment, cars, houses, etc.  The list for some goes on and on…. Sure, debt can be great to purchase things like a house that might take quite a lifetime to save up for.  But, there is an evil […]

Filed Under: Saving Money Tagged With: debt, efficiency, habits

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About Me

Derek Chamberlain Hi, I'm Derek. I'm a 30-something guy that is interested in all things money! If you'd like to learn more about me, click here.

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