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Do I Need to Deduct Taxes for My Nanny?

12/10/2017 by Derek Chamberlain

Do I Need to Deduct Taxes for My Nanny

Good quality child care for your children is something all parents strive for.  For many parents, hiring a nanny is the path they choose to get the quality childcare they are looking for.  But, the financial implications of hiring a household employee can be complicated!  One of the most common questions folks that have a […]

Filed Under: Saving Money Tagged With: home, kids, money saving

Do You Need to Have Good Credit to Rent an Apartment?

11/22/2017 by Derek Chamberlain

Learn How to Invest in Multifamily Apartment Buildings

Now that I’ve moved over to Oregon, my family and I are in the process of determining where we should live.  The housing market here seems to be on fire, and a home that would fit our needs will run upwards of $500K!  Crazy! Should I Rent or Buy? So, the natural question came up […]

Filed Under: Saving Money

How to Afford Preparing Your Home for an Emergency

10/20/2017 by Derek Chamberlain

5 Tips to Help Jumpstart Your Emergency Fund

Perhaps the most stressful thing about an emergency situation is that you can never quite prepare for when one will happen. Whether it’s extreme weather or an unexpected injury, emergencies occur and we have to spring into action, no matter what else is going on around us. Although we can’t prepare for when we’ll experience […]

Filed Under: Saving Money Tagged With: DIY, money saving

Don’t Forget to Get the Most Out of Your Credit Cards

10/13/2017 by Derek Chamberlain

Understanding the Advantages and the Risks of Secured Credit Cards

The credit card industry is incredibly competitive. There are many companies offering tons of products, each with the intent on lending you money with interest. While credit card companies certainly profit when their customers spend money, they offer a legitimate service. Oftentimes people need to make purchases when they don’t have cash, either on-hand or […]

Filed Under: Saving Money Tagged With: debt, money saving

3 Things Debt Free People Do That You Don’t

09/29/2017 by Derek Chamberlain

Should The US Move From Bankruptcy to Trust Deeds?

The Prevalence Of Debt Being in debt is a common thing; according to CNBC.com, approximately 80% of Americans are in debt. Essentially, the majority of Americans are technically debt slaves. It’s uncommon to see people who have no debt whatsoever. And because they are debt free, they are able to do things that you aren’t able to […]

Filed Under: Saving Money

8 Best Tips to Save on Wine and Alcohol

09/26/2017 by Derek Chamberlain

Many adults enjoy sitting down to have a nice ice-cold beer or a bottle of some nice wine in the evening.  But, drinking wine and alcohol on the regular can get expensive VERY quickly!  That’s why I put together these 8 best tips to save on wine and alcohol.  If you can employ one or […]

Filed Under: Saving Money Tagged With: home, money saving

What to Do Immediately Following a Car Accident

09/23/2017 by Derek Chamberlain

If you were injured in a car accident today or tomorrow, would you know what to do? Would you know what to say, what not to say, who to seek help from and what steps you should take? While you might have a general idea of what to do, when you’re amid a traumatic event […]

Filed Under: Saving Money Tagged With: car, car insurance, risk

How to Keep Your Expenses Down While Heating and Cooling Your Home in the Fall

09/08/2017 by Derek Chamberlain

How to Cool Down Your Air Conditioning Costs

Summer is still here for a couple of weeks, but for some, the fall chill is already in the air. You can have a hot day, go to sleep with the windows open and wake up shivering under your summer covers. One day you crank the AC, and the next, you’re tempted to turn on […]

Filed Under: Saving Money Tagged With: home, money saving

Beginner’s Guide to Finding the Right Financial Guide

09/06/2017 by Derek Chamberlain

Beginner's Guide to Finding the Right Financial Guide

Getting your personal finances under control is one of the most important and worthwhile things you can do. But it can also be one of the most complicated. That’s even more the case because we are all struggling with different problems. We all have different goals and different resources to work with. So it’s important […]

Filed Under: Investments, Saving Money

4 Tips For Handling Finances For The Newly Disabled

08/31/2017 by Derek Chamberlain

Top Tips for Saving Money on Healthcare

No one plans to become disabled. This isn’t something many people generally envision for their lives, but what is done is done. You have found that you are now disabled and you need to do everything you can to create the best possible strategy for surviving financially. Can you do this? It might not feel […]

Filed Under: Making Money, Saving Money Tagged With: business, insurance, money saving

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About Me

Derek Chamberlain Hi, I'm Derek. I'm a 30-something guy that is interested in all things money! If you'd like to learn more about me, click here.

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