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Why Your Business Can’t Rely on Workers’ Comp Insurance Alone

11/14/2020 by Derek Chamberlain

What You Need to Know Before You Agree to a Structured Settlement

Your small business is weathering the storm that is the coronavirus pandemic and the down economy. Things are tight, and while you value your employees and would never let workers’ compensation coverage lapse, you might be tempted to skimp on other expenses you think might be non-essential right now to save money. Those expenses might […]

Filed Under: Saving Money Tagged With: business, risk

How to Best Manage a Loan

06/07/2020 by Derek Chamberlain

If you have decided to take out a loan, you need to make sure that you are managing it in the best possible way. There are many reasons why people choose to take out a loan, but one still needs to make sure that they are managing it in the right way further down the […]

Filed Under: Saving Money Tagged With: efficiency, money saving

9 REASONS TO GO WITH A CREDIT UNION OVER A BIG BANK

05/02/2020 by Derek Chamberlain

Have you been denied for loans from big banks? Do the low interest rates on their products leave much to be desired? Fortunately, there are other options out there. Credit unions often fly under the radar, yet they can be very advantageous. While credit unions can be a little more difficult to join, once you’re […]

Filed Under: Saving Money

Top 10 Money Management Apps to Choose From

04/28/2020 by Derek Chamberlain

How to Save Money on Healthcare

Almost everyone in the world has access to a mobile phone device. Advancements in smartphone technologies have ensured there is a smartphone for people from all walks of life. Our dependence on mobile phones to run our lives has led to a rise in the number of mobile apps in the market. We use the […]

Filed Under: Saving Money

How to Improve your Credit Score

04/21/2020 by Derek Chamberlain

How to Get a Loan if You Have Bad Credit

Calculating your credit score is something that many of us have been avoiding over the years, or have little knowledge on how to do so, today we are going to talk you through everything you need to know about credit scores, from what they are, to how to calculate and furthermore improve yours.  What is […]

Filed Under: Saving Money

Five Reasons to Reach for Your Debit Card Instead of Your Credit Card

03/30/2020 by Derek Chamberlain

It’s true that there are some compelling reasons to reach for your credit card instead of your debit card. It’s convenient, especially since you don’t have to pay until later. They can also protect you in the case of fraud, but there are a lot of problems that come with credit card use too. In […]

Filed Under: Saving Money

How Workers’ Comp Insurance Saves You Money!

03/26/2020 by Derek Chamberlain

Do You Have More Life Insurance Than You Need?

Most small businesses must provide workers’ compensation insurance to cover employee’s injuries or illnesses that happen in the course of employment. You might balk at the expense, however, it is much less expensive, time-consuming, and stressful to participate in your state’s statutory no-fault workers’ comp scheme than to deal with workplace injuries on your own […]

Filed Under: Saving Money

How to Save Money When Financing a New Car

03/24/2020 by Derek Chamberlain

Tips on Getting the Cheapest Car Insurance

There’s no more considerable jubilation than turning the keys to a new car and driving it home. It’s a chance to bid goodbye to the scheduled public transport system and hello to the freedom of running an errand at your pace. For you to enjoy such a beautiful moment, you need to secure the best […]

Filed Under: Saving Money

How to Shop for a Home Warranty Plan

03/03/2020 by Derek Chamberlain

How to Increase the Value of Your Home

It seemed so easy in the beginning. Initially, your new home was the stuff of dreams. From summer evenings on your front porch to fabulous dinner parties, your first year as an owner was terrific. And then, winter arrived. Now, that charming character home has morphed into a living nightmare. Barely a month goes by […]

Filed Under: Saving Money Tagged With: DIY, home

Five Key Benefits of Title Loans

12/24/2019 by Derek Chamberlain

Understanding the Different Types of Loans

A title loan is an excellent option for people who need a quick injection of cash without having to go through a lot of hurdles. There are a number of different kinds of options available to people who are looking to take a loan, but title loans are widely considered by many to be the […]

Filed Under: Saving Money Tagged With: money saving, risk

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About Me

Derek Chamberlain Hi, I'm Derek. I'm a 30-something guy that is interested in all things money! If you'd like to learn more about me, click here.

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